/* ==========================================================================
   DESERT SHIELD INSURANCE — MAIN STYLESHEET
   ========================================================================== */

@font-face { font-display: swap; }

body {
  overflow-x: hidden;
}

.container {
  width: 100%;
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: var(--space-6);
}
.container--narrow { max-width: var(--content-default); }
.container--copy { max-width: 760px; }

img { border-radius: var(--radius-md); }
img.no-radius { border-radius: 0; }

a { color: inherit; text-decoration: none; }

.section {
  padding-block: clamp(var(--space-16), 7vw, var(--space-24));
}
.section--tight { padding-block: clamp(var(--space-10), 5vw, var(--space-16)); }
.section--surface { background: var(--color-surface); }
.section--offset { background: var(--color-surface-offset); }
.section--navy {
  background: var(--brand-navy);
  color: var(--on-navy);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-family: var(--font-body);
  font-weight: 700;
  font-size: var(--text-xs);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-accent);
}
.section--navy .eyebrow,
.on-dark .eyebrow { color: var(--brand-tan); }

h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 700; letter-spacing: -0.01em; }
h1 { font-size: var(--text-2xl); }
h2 { font-size: var(--text-xl); margin-block: var(--space-3) var(--space-4); }
h3 { font-size: var(--text-lg); margin-block: var(--space-2) var(--space-3); }
p { margin-block-end: var(--space-4); color: var(--color-text-muted); max-width: 68ch; }
.lede { font-size: var(--text-lg); color: var(--color-text); font-weight: 500; }
strong { color: var(--color-text); font-weight: 700; }

/* ---------------- Buttons ---------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  font-family: var(--font-body);
  font-weight: 700;
  font-size: var(--text-sm);
  letter-spacing: 0.01em;
  padding: var(--space-4) var(--space-6);
  border-radius: var(--radius-md);
  white-space: nowrap;
  border: 2px solid transparent;
}
.btn--primary {
  background: var(--color-accent);
  color: #1c2010;
}
.btn--primary:hover { background: var(--color-accent-hover); }
.btn--outline {
  background: transparent;
  border-color: currentColor;
  color: inherit;
}
.btn--outline:hover { background: color-mix(in oklab, currentColor 12%, transparent); }
.btn--ghost-navy {
  background: transparent;
  border-color: var(--color-primary);
  color: var(--color-primary);
}
[data-theme='dark'] .btn--ghost-navy { border-color: var(--color-text); color: var(--color-text); }
.btn--ghost-navy:hover { background: var(--color-primary-highlight); }
.btn--sm { padding: var(--space-2) var(--space-4); font-size: var(--text-xs); }
.btn-row { display: flex; flex-wrap: wrap; gap: var(--space-4); }

/* ---------------- Header / Nav ---------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: color-mix(in oklab, var(--color-bg) 92%, transparent);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--color-divider);
}
.utility-bar {
  background: var(--brand-navy);
  color: var(--on-navy);
  font-size: var(--text-xs);
  font-weight: 600;
}
.utility-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
  padding-block: var(--space-2);
  flex-wrap: wrap;
}
.utility-bar a:hover { color: var(--brand-tan); }
.utility-bar__links { display: flex; gap: var(--space-5); align-items: center; }

.nav-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-6);
  padding-block: var(--space-3);
}
.brand {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: var(--text-base);
  letter-spacing: 0.01em;
  text-transform: uppercase;
  color: var(--color-text);
  flex-shrink: 0;
}
.brand__mark { width: 42px; height: 50px; flex-shrink: 0; }
.brand__word span { display: block; }
.brand__word .sub {
  font-size: var(--text-xs);
  letter-spacing: 0.18em;
  color: var(--brand-gold);
  font-weight: 600;
  margin-top: 1px;
}

.main-nav { display: flex; align-items: center; gap: var(--space-8); }
.main-nav__links {
  display: flex;
  align-items: center;
  gap: var(--space-6);
  font-size: var(--text-sm);
  font-weight: 600;
}
.main-nav__links a {
  padding-block: var(--space-2);
  border-bottom: 2px solid transparent;
  color: var(--color-text-muted);
}
.main-nav__links a:hover,
.main-nav__links a[aria-current='page'] {
  color: var(--color-text);
  border-color: var(--color-accent);
}
.has-dropdown { position: relative; }
.dropdown {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  min-width: 280px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: var(--space-2);
  opacity: 0;
  visibility: hidden;
  translate: 0 6px;
  transition: opacity var(--transition-interactive), translate var(--transition-interactive), visibility var(--transition-interactive);
  z-index: 50;
}
.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown { opacity: 1; visibility: visible; translate: 0 0; }
.dropdown a {
  display: block;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-sm);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  border-bottom: none !important;
}
.dropdown a:hover { background: var(--color-surface-offset); color: var(--color-text); }

.theme-toggle {
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-full);
  border: 1px solid var(--color-border);
  color: var(--color-text);
  flex-shrink: 0;
}
.theme-toggle:hover { background: var(--color-surface-offset); }

.nav-actions { display: flex; align-items: center; gap: var(--space-4); }
.nav-toggle {
  display: none;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

@media (max-width: 960px) {
  .main-nav__links, .has-dropdown .dropdown { display: none; }
  .nav-toggle { display: inline-flex; }
  .nav-row.is-open .main-nav {
    position: fixed;
    inset: 0;
    top: 105px;
    background: var(--color-bg);
    flex-direction: column;
    align-items: stretch;
    padding: var(--space-6);
    overflow-y: auto;
  }
  .nav-row.is-open .main-nav__links {
    display: flex;
    flex-direction: column;
    gap: 0;
    font-size: var(--text-lg);
  }
  .nav-row.is-open .main-nav__links a { padding-block: var(--space-4); border-bottom: 1px solid var(--color-divider); }
  .nav-row.is-open .has-dropdown .dropdown {
    display: block;
    position: static;
    opacity: 1; visibility: visible; translate: 0;
    box-shadow: none; border: none; transform: none;
    background: var(--color-surface-offset);
    margin-block: var(--space-2);
  }
  .main-nav { display: none; }
  .nav-row.is-open .main-nav { display: flex; }
}

/* ---------------- Hero ---------------- */
.hero {
  position: relative;
  color: var(--on-navy);
  overflow: hidden;
}
.hero__bg {
  position: absolute;
  inset: 0;
  object-fit: cover;
  width: 100%;
  height: 100%;
  z-index: 0;
}
.hero__scrim {
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg, oklch(0.18 0.04 250 / 0.94) 0%, oklch(0.18 0.04 250 / 0.82) 45%, oklch(0.18 0.04 250 / 0.45) 100%);
  z-index: 1;
}
.hero__content {
  position: relative;
  z-index: 2;
  padding-block: clamp(var(--space-20), 12vw, var(--space-32));
}
.hero h1 { font-size: var(--text-3xl); max-width: 16ch; margin-block: var(--space-4); color: var(--on-navy); }
.hero p.lede { color: color-mix(in oklab, var(--on-navy) 88%, transparent); max-width: 56ch; }
.hero--page { padding-block: clamp(var(--space-16), 8vw, var(--space-20)); }
.hero--page h1 { font-size: var(--text-2xl); }

.stat-row { display: flex; flex-wrap: wrap; gap: var(--space-10); margin-block-start: var(--space-8); }
.stat-row .stat b { display: block; font-family: var(--font-display); font-size: var(--text-xl); color: var(--brand-tan); }
.stat-row .stat span { font-size: var(--text-xs); text-transform: uppercase; letter-spacing: 0.08em; color: var(--on-navy-muted); }

/* ---------------- Cards / Grids ---------------- */
.grid { display: grid; gap: var(--space-6); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 860px) { .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; } }
@media (min-width: 861px) and (max-width: 1100px) { .grid--3, .grid--4 { grid-template-columns: repeat(2, 1fr); } }

.card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  height: 100%;
}
.card--icon .icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-md);
  background: var(--color-primary-highlight);
  color: var(--color-primary);
  display: flex; align-items: center; justify-content: center;
  margin-block-end: var(--space-4);
}
[data-theme='dark'] .card--icon .icon { background: var(--color-surface-offset-2); color: var(--color-accent); }
.card h3 { margin-block-start: 0; }
.card p:last-child { margin-block-end: 0; }
.card--link { display: block; }
.card--link:hover { border-color: var(--color-accent); box-shadow: var(--shadow-md); }
.card--link .arrow { color: var(--color-accent); font-weight: 700; }

.coverage-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.coverage-card__tag {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-accent);
}
.coverage-card a.stretched-link::after { content: ""; position: absolute; inset: 0; }
.coverage-card { position: relative; }

/* ---------------- Sidebar (coverage nav) ---------------- */
.detail-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 300px;
  gap: var(--space-12);
  align-items: start;
}
@media (max-width: 960px) { .detail-layout { grid-template-columns: 1fr; } }

.sidebar {
  position: sticky;
  top: calc(var(--space-24) + 20px);
  display: flex;
  flex-direction: column;
  gap: var(--space-6);
}
.sidebar__box {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
}
.sidebar__box h4 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
  margin-block-end: var(--space-3);
}
.sidebar__list a {
  display: block;
  padding-block: var(--space-2);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text-muted);
  border-bottom: 1px solid var(--color-divider);
}
.sidebar__list li:last-child a { border-bottom: none; }
.sidebar__list a:hover, .sidebar__list a[aria-current='page'] { color: var(--color-accent-hover); }
.sidebar__cta {
  background: var(--brand-navy);
  color: var(--on-navy);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  text-align: center;
}
.sidebar__cta .phone { font-family: var(--font-display); font-size: var(--text-lg); color: var(--brand-tan); display: block; margin-block: var(--space-2); }

/* ---------------- CTA band ---------------- */
.cta-band {
  background: var(--brand-navy);
  color: var(--on-navy);
  border-radius: var(--radius-xl);
  padding: clamp(var(--space-8), 5vw, var(--space-12));
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-8);
  flex-wrap: wrap;
}
.cta-band h2 { color: var(--on-navy); margin: 0; }
.cta-band p { color: color-mix(in oklab, var(--on-navy) 80%, transparent); margin-block-end: 0; }

/* ---------------- Founder card ---------------- */
.founder-card {
  display: flex;
  gap: var(--space-6);
  align-items: center;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
}
.founder-card img { width: 96px; height: 96px; border-radius: var(--radius-full); object-fit: cover; flex-shrink: 0; }
.founder-card__title { font-size: var(--text-xs); text-transform: uppercase; letter-spacing: 0.08em; color: var(--color-accent); font-weight: 700; }
@media (max-width: 520px) { .founder-card { flex-direction: column; text-align: center; } }

/* ---------------- Table ---------------- */
.data-table { border: 1px solid var(--color-border); border-radius: var(--radius-lg); overflow: hidden; }
.data-table table { width: 100%; }
.data-table th, .data-table td {
  text-align: left;
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-sm);
  border-bottom: 1px solid var(--color-divider);
}
.data-table th { background: var(--color-surface-offset); font-weight: 700; color: var(--color-text); }
.data-table tr:last-child td { border-bottom: none; }
.data-table td { color: var(--color-text-muted); }

/* ---------------- Lists ---------------- */
.check-list li, .list-plain li { position: relative; padding-inline-start: var(--space-8); margin-block-end: var(--space-3); color: var(--color-text-muted); }
.check-list li::before {
  content: "";
  position: absolute; left: 0; top: 0.35em;
  width: 18px; height: 18px;
  background: var(--color-accent);
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/contain no-repeat;
}

/* ---------------- FAQ ---------------- */
.faq-item { border-bottom: 1px solid var(--color-divider); padding-block: var(--space-5); }
.faq-item h3 { margin-block-start: 0; }
.faq-item p:last-child { margin-block-end: 0; }

/* ---------------- Breadcrumb ---------------- */
.breadcrumb { font-size: var(--text-xs); color: var(--on-navy-muted); margin-block-end: var(--space-4); }
.breadcrumb a { color: inherit; }
.breadcrumb a:hover { color: var(--brand-tan); }

/* ---------------- Footer ---------------- */
.site-footer {
  background: var(--brand-navy-deep);
  color: var(--on-navy-muted);
}
.site-footer a:hover { color: var(--brand-tan); }
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: var(--space-10);
  padding-block: var(--space-16);
}
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-grid h4 {
  font-family: var(--font-body); font-weight: 700; font-size: var(--text-xs);
  text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--brand-tan); margin-block-end: var(--space-4);
}
.footer-grid ul li { margin-block-end: var(--space-2); font-size: var(--text-sm); }
.footer-bottom {
  border-top: 1px solid color-mix(in oklab, var(--on-navy) 18%, transparent);
  padding-block: var(--space-6);
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: var(--space-3);
  font-size: var(--text-xs);
  color: color-mix(in oklab, var(--on-navy) 65%, transparent);
}
.footer-legal-links { display: flex; gap: var(--space-5); }

/* ---------------- Scroll reveal ---------------- */
[data-reveal] { opacity: 0; translate: 0 16px; transition: opacity 600ms ease, translate 600ms ease; }
[data-reveal].is-visible { opacity: 1; translate: 0 0; }

/* ---------------- Image split section ---------------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-12); align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }
.split img { border-radius: var(--radius-lg); }
.split.reverse .split__media { order: 2; }
@media (max-width: 860px) { .split.reverse .split__media { order: 0; } }
.split--contact { grid-template-columns: 0.85fr 1.15fr; align-items: start; }
@media (max-width: 860px) { .split--contact { grid-template-columns: 1fr; } }

.section-head { max-width: 680px; margin-block-end: var(--space-10); }
.section-head.center { margin-inline: auto; text-align: center; }

.badge-row { display: flex; flex-wrap: wrap; gap: var(--space-3); margin-block: var(--space-6); }
.badge {
  font-size: var(--text-xs); font-weight: 700; letter-spacing: 0.04em;
  padding: var(--space-2) var(--space-4);
  border-radius: var(--radius-full);
  background: var(--color-surface-offset);
  border: 1px solid var(--color-border);
  color: var(--color-text);
}

.toc-inline {
  background: var(--color-surface-offset);
  border-radius: var(--radius-lg);
  padding: var(--space-5) var(--space-6);
  margin-block-end: var(--space-8);
}
.toc-inline h4 { font-size: var(--text-xs); text-transform: uppercase; letter-spacing: 0.08em; margin-block-end: var(--space-3); color: var(--color-text-muted); }
.toc-inline ol { list-style: decimal; padding-inline-start: var(--space-6); }
.toc-inline li { font-size: var(--text-sm); margin-block-end: var(--space-1); }
.toc-inline a { color: var(--color-text); font-weight: 600; }
.toc-inline a:hover { color: var(--color-accent-hover); }

.disclaimer-box {
  border-left: 3px solid var(--color-accent);
  background: var(--color-surface-offset);
  padding: var(--space-5) var(--space-6);
  border-radius: var(--radius-md);
  margin-block: var(--space-8);
}
.disclaimer-box p { margin-block-end: 0; font-size: var(--text-sm); }

/* ---------------- Legal / policy pages ---------------- */
.legal-content { max-width: 720px; }
.legal-content .updated-date { font-size: var(--text-sm); color: var(--color-text-faint); margin-block-end: var(--space-8); }
.legal-content h2 { margin-top: var(--space-10); }
.legal-content h3 { margin-top: var(--space-6); }
.legal-content ul, .legal-content ol { padding-inline-start: var(--space-6); margin-block-end: var(--space-4); }
.legal-content ul { list-style: disc; }
.legal-content ol { list-style: decimal; }
.legal-content li { margin-block-end: var(--space-2); color: var(--color-text-muted); }
.legal-content li::marker { color: var(--color-accent); }
.legal-content a { color: var(--color-accent-hover); font-weight: 600; text-decoration: underline; text-decoration-color: color-mix(in oklab, var(--color-accent-hover) 40%, transparent); }
.legal-callout {
  background: var(--color-surface-offset);
  border-left: 3px solid var(--color-accent);
  border-radius: var(--radius-md);
  padding: var(--space-5) var(--space-6);
  margin-block: var(--space-6);
}
.legal-callout p { margin-block-end: 0; font-size: var(--text-sm); }
.legal-callout p + p { margin-block-start: var(--space-3); }
.legal-toc {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  margin-block-end: var(--space-10);
}
.legal-toc h4 { font-size: var(--text-xs); text-transform: uppercase; letter-spacing: 0.08em; color: var(--color-text-muted); margin-block-end: var(--space-3); }
.legal-toc ol { list-style: decimal; padding-inline-start: var(--space-6); margin-block-end: 0; }
.legal-toc li { font-size: var(--text-sm); margin-block-end: var(--space-1); }
.legal-toc a { color: var(--color-text); }
.legal-toc a:hover { color: var(--color-accent-hover); }

/* ---------------- Contact form ---------------- */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-5); }
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }
.form-grid .field-full { grid-column: 1 / -1; }
.field label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--color-text);
  margin-block-end: var(--space-2);
}
.field .optional-tag { font-weight: 500; color: var(--color-text-faint); text-transform: none; letter-spacing: 0; }
.field input, .field textarea, .field select {
  width: 100%;
  font-family: var(--font-body);
  font-size: var(--text-base);
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  color: var(--color-text);
}
.field input:focus, .field textarea:focus, .field select:focus {
  outline: 2px solid var(--color-accent);
  outline-offset: 1px;
  border-color: var(--color-accent);
}
.field textarea { min-height: 120px; resize: vertical; }
.consent-block {
  display: flex;
  gap: var(--space-3);
  align-items: flex-start;
  background: var(--color-surface-offset);
  border-radius: var(--radius-md);
  padding: var(--space-5);
  margin-block: var(--space-2);
}
.consent-block input[type='checkbox'] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  accent-color: var(--color-accent);
  flex-shrink: 0;
}
.consent-block label { font-size: var(--text-sm); color: var(--color-text-muted); font-weight: 500; }
.consent-block label strong { color: var(--color-text); }
.consent-block a { color: var(--color-accent-hover); font-weight: 700; }
.form-fine-print { font-size: var(--text-xs); color: var(--color-text-faint); margin-block-start: var(--space-4); }
.form-fine-print a { color: var(--color-text-muted); font-weight: 600; }
honeypot-field { position: absolute; left: -9999px; }
.hp-field { position: absolute; left: -9999px; top: -9999px; }