Insurance options for owner-operators, small fleets, and new authorities. Work directly with a licensed Mesa agent to review coverage for your freight, equipment and operating radius. Availability and pricing depend on underwriting.
Trucking is a core focus of our independent agency, alongside business and personal insurance. We review owner-operator risks, insurance documentation and carrier requirements with you. Quote and filing timelines depend on complete information and insurer review, and you have a direct line to your licensed agent.
Click any line below for a full breakdown of what it covers, typical limits, and how it fits your operation.
Bodily injury & property damage liability for the truck you operate.
CargoProtects the freight you're hauling from damage, theft, or loss.
Physical DamageCollision & comprehensive coverage for your truck and trailer.
LiabilityProtection for incidents away from the truck — yards, warehouses, contracts.
Excess LimitsExtra limits layered on top of your primary trucking policies.
Off-DispatchCoverage for the miles you drive off-dispatch, between loads.
Injury ProtectionInjury protection for owner-operators who aren't covered by workers' comp.
You get my direct line — not a call center or a 1-800 queue. Mesa, Arizona.
Yes. New authority is one of our most common quotes. We work with carriers that write new operations and can walk you through the filings (BMC-91/91X, UCR) that come with it.
Not necessarily — it depends on your operation, contracts, and what your dispatcher or broker requires. We'll walk through your specific setup and only recommend what actually fits.
Yes — coverage is written across multiple states through multiple A-rated carriers, which also gives us room to shop your renewal for a better rate over time.
Most COI requests are turned around same-day once your policy is bound, so you're not stuck waiting on a load or a new contract.
Call, text, or fill out the form — every inquiry goes straight to Chris.