Commercial Trucking Specialist

Commercial Trucking Insurance

Owner-operators, small fleets, and new authorities — trucking insurance is all we do. Coverage written across multiple states through multiple A-rated carriers, with low-cost options available right now.

Owner-OperatorsFleets & New Authority
Same-DayQuotes on Most Inquiries
7 Coverage LinesBuilt Specifically for Trucking
Why Trucking-Only Matters

A Program Built Around One Industry

Generalist agencies write trucking as a side line. We only write trucking, business, and personal lines — which means every quote, filing, and claim gets handled by someone who understands owner-operator risk, FMCSA compliance, and how fast this industry moves. Same-day quotes are the norm, not the exception, and every policy is backed by a licensed agent you can actually reach.

Coverage Lines

Every Trucking Coverage Line, Explained

Click any line below for a full breakdown of what it covers, typical limits, and how it fits your operation.

What We Handle For You

We Handle the Paperwork. You Handle the Road.

  • Same-day certificates of insurance (COIs)
  • MCS-90, BMC-91/91X, and UCR filings with FMCSA
  • New authority insurance programs
  • CSA/FMCSA compliance support
  • Multi-state filings
  • Safety plan guidance
  • Renewal shopping across multiple carriers
  • Claims advocacy when you need it most
Chris Conover, founder of Desert Shield Insurance
Founder & Licensed Agent

Chris Conover

You get my direct line — not a call center or a 1-800 queue. Mesa, Arizona.

Common Questions

Frequently Asked Questions

I just got my authority — can you write coverage for a new operation?

Yes. New authority is one of our most common quotes. We work with carriers that write new operations and can walk you through the filings (BMC-91/91X, UCR) that come with it.

Do I need every one of these coverage lines?

Not necessarily — it depends on your operation, contracts, and what your dispatcher or broker requires. We'll walk through your specific setup and only recommend what actually fits.

Can you write coverage across multiple states?

Yes — coverage is written across multiple states through multiple A-rated carriers, which also gives us room to shop your renewal for a better rate over time.

How fast can I get a certificate of insurance?

Most COI requests are turned around same-day once your policy is bound, so you're not stuck waiting on a load or a new contract.

Ready for a same-day trucking quote?

Call, text, or fill out the form — every inquiry goes straight to Chris.